Terms and Conditions

30-Day No Sugar Challenge — Karen Papin Coaching

Last Updated: April 2026

Thank you for purchasing the 30-Day No Sugar Challenge, operated by Karen Papin Coaching ("we," "us," or "our"). Please read these Terms and Conditions carefully before purchasing or accessing any part of this program. By accessing or purchasing the Challenge, you agree to be bound by the following terms.

1. Definitions
"Purchaser," "you," or "participant" refers to the individual purchasing or accessing the 30-Day No Sugar Challenge.
"Program," "Challenge," or "Services" refers to the 30-Day No Sugar Challenge and all related materials.
"Company," "Provider," "we," or "us" refers to Karen Papin Coaching.

2. Acceptance of Terms
By purchasing, accessing, or using the 30-Day No Sugar Challenge, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. If you do not agree with any part of these terms, please do not purchase or use the Program.

3. Changes to Terms
Karen Papin Coaching reserves the right to update, revise, or modify these Terms and Conditions at any time without prior notice. Any changes will be reflected on karenpapin.com and will be effective immediately upon posting.

4. Program Access & Payments
Program purchases are non-transferable and intended for individual use only. Program access may not be redeemed for cash, credits, or other benefits. All sales are considered final unless otherwise stated in writing.

5. No Resale or Sharing of Content
Purchaser agrees not to reproduce, duplicate, copy, sell, trade, resell, or exploit any portion of the Program — including video lessons, PDFs, trackers, journals, scripts, or written content — for any commercial or non-commercial purpose. Sharing login credentials or materials with others is strictly prohibited.

6. Intellectual Property
All materials provided through the 30-Day No Sugar Challenge — including but not limited to video lessons, audio content, worksheets, trackers, journals, affirmations, and written content — are the exclusive intellectual property of Karen Papin Coaching. You are granted a single-user, limited license for personal use only. You may not copy, distribute, share, modify, or use any materials for business or commercial purposes without prior written consent.

7. Disclaimer of Guarantees
Purchaser understands and agrees that results from coaching, courses, and program content vary from person to person. Karen Papin Coaching makes no guarantees regarding outcomes, success, or specific results. Purchaser accepts full responsibility for their own progress, actions, and results.

8. Educational and Coaching Disclaimer
The 30-Day No Sugar Challenge provides faith-based coaching, education, and personal development content. It is not therapy, counseling, medical advice, or mental health treatment. Purchaser agrees to seek appropriate professional support (medical, psychological, or otherwise) when needed. Karen Papin Coaching is not responsible for decisions made by the Purchaser or their outcomes.

9. Use of Recordings and Materials
Purchaser acknowledges and agrees that sessions, lessons, or trainings may be recorded; that Karen Papin Coaching may use anonymized or approved materials for future teaching, training, or marketing purposes; and that no compensation will be provided for such use.

10. Confidentiality
Karen Papin Coaching agrees to keep Purchaser's personal information and shared content confidential, except as required by law or with Purchaser's written consent. This does not apply to information publicly shared by the Purchaser.

11. Artificial Intelligence (AI) Disclosure
Some content, materials, or resources provided through this program may be created or assisted by artificial intelligence (AI). All AI-assisted content is reviewed, refined, and guided by human insight to ensure accuracy, clarity, and alignment with the values and purpose of Karen Papin Coaching.

12. Refunds, Cancellations, and Chargebacks
All sales are final unless otherwise stated in writing. Purchaser agrees not to initiate chargebacks or payment disputes. Any exceptions to refunds are at the sole discretion of Karen Papin Coaching.

13. Limitation of Liability
Karen Papin Coaching shall not be held liable for any direct, indirect, incidental, or consequential damages arising from participation in the Program or use of the website.

14. Governing Law
These Terms and Conditions shall be governed and interpreted in accordance with the laws of the United States and the state in which Karen Papin Coaching operates.

15. Final Agreement
By purchasing or participating in the 30-Day No Sugar Challenge, you acknowledge that you are doing so voluntarily and agree to these Terms and Conditions in full.

© 2026 Karen Papin Coaching — karenpapin.com